Home Lenders FAQs - Lenders Is an engineer's report (certification) still required to obtain FHA insured for manufactured homes?
Is an engineer's report (certification) still required to obtain FHA insured for manufactured homes?

Yes, the engineer’s certification of the foundation’s compliance with HUD/FHA criteria is required for all manufactured homes in order to become eligible for Title II insurance.

If the manufactured home is proposed, an engineer must design a site-specific foundation that complies with the Permanent Foundations Guide for Manufactured Housing (PFGMH). For existing manufactured homes already installed on a permanent foundation and in cases where the plans and specifications used to construct the permanent foundation are not available, an engineer must inspect the site and foundation to confirm that the design and construction of foundation is in compliance with the PFGMH.  (Source: www.hud.gov)

 

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