Home Appraisal FAQs - Appraisals Does FHA/HUD require a roof certification for a home with a flat roof?
Does FHA/HUD require a roof certification for a home with a flat roof?

FHA no longer mandates automatic inspection of flat and/or unobservable roofs. The appraiser must note in the appraisal that he/she could not adequately observe the entire roof area and state which area(s) were unobservable.

As with any other type of roof the appraiser is to look for signs that would indicate a possible roof problem. Based on the information reported, either the appraiser or underwriter may call for a roofing inspection.

Source: http://www.hud.gov/, Homeownership Center Reference Guide

 

 

 

 

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